Most brokers negotiate from the outside. I've worked from the inside — underwriting risk, pricing plans, and managing accounts at the carrier level. That means your business gets strategy, not just quotes.
Having spent years on the carrier side — underwriting risk and growing existing accounts — I understand exactly how insurers evaluate groups, price plans, and make decisions. That knowledge is now entirely in your corner.
I know how carriers assess your group — utilization trends, demographics, claims history. I help you present your company in the strongest possible light to secure better rates.
Years spent working inside a major national carrier translates into real relationships and a deep understanding of underwriting appetite — not just a broker portal login.
I analyze your claims data the way an underwriter would, letting me anticipate renewal increases, identify cost drivers, and recommend plan design changes before problems arise.
Backed by one of the country's largest insurance brokerage firms, I bring actuarial support, benchmarking data, compliance tools, and proprietary technology to every client engagement.
Based in Fort Worth with coverage across all of Texas and beyond. I know the Texas market — local carriers, regional networks, and competitive dynamics — inside and out.
I don't just shop your renewal once a year. I build a multi-year benefits strategy aligned with your talent goals, budget trajectory, and workforce demographics.
From small businesses to large employers, I design, market, and manage benefit programs that attract top talent and control long-term costs.
Fully-insured, level-funded, and self-funded plan design with access to all major Texas networks and national carriers.
Carrier-side experience means I negotiate renewals from a position of knowledge — I know what's actually driving your rate increase.
Life, disability, critical illness, accident, hospital indemnity — I'll build a total rewards package that differentiates you in the talent market.
I help employers evaluate and transition to alternative funding arrangements with full analysis of financial risk and upside potential.
Enrollment platforms, ACA compliance tools, and HR system integrations to streamline administration for your team.
Benefit literacy drives engagement. I provide enrollment support, plan education, and year-round employee resources.
My background is unconventional for a broker — and that's exactly the point. I'm Dom Aiello, a Fort Worth-based employee benefits broker. Before sitting on your side of the table, I spent years inside a major national health insurer, first as an underwriter and then as a client management professional helping large employer groups retain and optimize their benefits programs.
That experience gives me a perspective most brokers simply don't have: I know how carriers think, how they price, and where there is — and isn't — room to negotiate. I now bring that knowledge exclusively to employers across Texas and beyond.
I follow a structured, transparent process designed to maximize value at every stage — from the first conversation to ongoing account management.
Understand your workforce, goals, current plan, and pain points — no templates, just listening.
I review utilization data, claims trends, and census demographics the way an underwriter would.
I leverage carrier relationships to solicit competitive proposals and analyze them on an apples-to-apples basis.
I present a clear strategy with total cost modeling, plan comparison, and a recommended path forward.
I manage the carrier transition, enrollment process, HR system setup, and employee communications.
Year-round service: claims advocacy, compliance monitoring, market benchmarking, and renewal planning.
Whether you're approaching a renewal, exploring alternative funding options, or just want a second set of eyes on your current program — I'd love to connect. Fill out the form and I'll be in touch within one business day.
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